Professional Liability Insurance

Due to the COVID-19 pandemic we are experiencing, our office is closed to the public until further notice. If you have an insurance need, please reach us by phone at 301-229-1500 or by e-mail at When we receive your call or e-mail, we will contact you as soon as possible to discuss how we might be of assistance. Rest assured, we will continue to support your insurance needs as we all work together to get through this crisis. Please be safe and stay healthy.

Professional Liability Insurance

Professional Liability Insurance

Professional liability insurance provides coverage for specialists and professionals in various fields who hold themselves out to the general public and to businesses as having greater than average expertise in particular areas.

Who Should Have Professional Liability Insurance?

Such professionals as accountants, attorneys, physicians, dentists, etc. purchase professional liability insurance when basic liability insurance policies do not protect against situations arising out of business or professional pursuits such as lawsuits alleging damages resulting from the services provided by the professional.

Sometimes known as Errors and Omissions insurance, this coverage is designed for those businesses that provide design service, physical care, representation, advice and recommendations in course of their business activity, and it protects them when clients, customers or patients claim that failure to properly perform the services has injured them.

What Is Covered?

Professional Liability Insurance will cover the judgements for which you are legally liabile up to the policy limit; and it will also cover the cost of your legal defense regardless of fault.  

If you this type of protection for your professional practice, you will find answers and assistance are just a phone call or e-mail away when you rely on the experienced representatives at the Henry A. Latimer & Son, Inc. insurance agency. We can help you assess your needs and your options.  So contact us to get the protection you need today.

The scope of your insurance coverage and options depend entirely upon the policy and the insurance company providing it.  This website is not intended to advise, offer or bind coverage.  You should always discuss your insurance issues with professionals such as a licensed and qualified insurance agent like those at Henry A. Latimer & Son, Inc. before making any decisions or choosing a course of action.